If you are thinking about becoming a horse riding instructor, or giving lessons to friends, you have probably already considered how much to charge and your chosen discipline. But have you thought about how to protect yourself if things go wrong?

Competition organisers have a duty to take reasonable care to avoid foreseeable risks of personal injury to competitors which includes providing a reasonably safe arena surface for competitors to ride on. The High Court of Australia has ordered $6.75m in damages to an injured competitor in Tapp v Australian Bushmen’s Campdraft & Rodeo Association Limited [2022] HCA 11.